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Personal Injury Settlement Estimator
Clarity today. Confidence tomorrow.

TortWise provides data-driven settlement estimates so you can make informed decisions about your injury case, before you ever talk to anyone.

  • Independent & impartialWe are not a law firm.
  • Data you can trustThousands of outcomes analyzed.
  • Private & secureYour information stays with you.
Settlement estimator
Estimated settlement range$78,400 to $156,700Midpoint estimate: $117,500
This is an estimate, not legal advice or a guarantee of any outcome.

Start with your type of claim

Every injury is valued differently. Jump straight to the plain-English explainer that fits your situation.

All explainers →
Car accidentRead the explainer →WhiplashRead the explainer →Slip and fallRead the explainer →Dog biteRead the explainer →Back injuryRead the explainer →Any injury claimRead the explainer →

How injury value is determined

We weigh the same factors an adjuster does to evaluate the true value of a case.

Economic damages

Medical bills, lost wages, and out-of-pocket costs, documented to the dollar.

Non-economic damages

Pain, suffering, and the loss of enjoyment of daily life.

Liability & fault

Who is at fault, and the degree of shared responsibility that shifts value.

Insurance factors

Policy limits, coverage types, and how the insurer negotiates claims.

Jurisdiction

Local courts, verdict trends, and state law all move the range.

Browse by topic

Every explainer, grouped by how you are trying to use it.

All explainers →
Plain-English explainer19 guidesBrowse the topic →Step-by-step explainer9 guidesBrowse the topic →

Start here

New to injury claims? These core guides explain how a case is valued and negotiated, in a sensible reading order.

01What Is a Personal Injury Claim Worth? How Settlements Are Actually Valued27 min read →02How to Calculate Pain and Suffering (Illustrative)30 min read →03How to Negotiate an Injury Settlement (7 Steps)29 min read →04How to Write a Demand Letter (7 Steps + Template)32 min read →05How to Deal With an Insurance Adjuster (7 Tips)32 min read →06Should You Accept the First Settlement Offer? How to Read It, Counter It, and Know When to Take It28 min read →

Latest explainers

Plain-English breakdowns of how settlements are valued, updated as we publish.

Browse all →
Two passenger cars in a minor rear-end fender-bender on a city street in warm amber daylight, no injuries visible
Newest explainer

Diminished Value Claim: How to Recover Lost Value

This explainer shows how a diminished value claim recovers the market value a car loses after an accident, even once it is repaired, and how to prove it.

36 min read
Read explainer →
A yellow wet-floor caution sign standing on the tiled floor of a retail store, marking a hazard a property owner is responsible forExplainer

What Is Premises Liability? (Injury Claims)

This explainer covers premises liability: what it is, the duty owed to invitees, licensees, and trespassers, what you must prove, and what to do if hurt.

37 min read
A calculator, a pen, and stacked financial documents beside a small model car on a wooden desk in warm amber lightExplainer

Car Accident Settlement Calculator: How to Estimate

This explainer shows how a car accident settlement calculator estimates value from medical bills, lost wages, property, and a severity multiplier, as a range.

31 min read
A set of brass balance scales resting on a wooden desk in muted amber daylight, representing weighing the decision to hire a lawyer after a car accidentExplainer

Do I Need a Lawyer for a Car Accident?

This explainer weighs whether you need a lawyer for a car accident: when you do and do not, what one does, and how contingency fees and consultations work.

32 min read
A set of brass balance scales resting on a wooden desk in muted amber daylight, representing the weighing of a legal decisionExplainer

How to Choose a Car Accident Lawyer

This explainer shows how to choose the best car accident lawyer for your claim: when you need one, what to look for, fees, questions to ask, and red flags.

31 min read
Two cars after a low-speed rear-end collision on a city street in warm gold light, the classic mechanism behind a whiplash injuryExplainer

What Are Whiplash Injuries? Symptoms & More

This explainer covers what whiplash injuries are: the neck soft-tissue damage a sudden back-and-forth motion causes, the symptoms, delayed onset and recovery.

32 min read
A set of brass balance scales resting on a wooden desk in muted amber daylight, representing the weighing of a legal decisionExplainer

Do You Need a Slip and Fall Lawyer?

This explainer weighs whether lawyers for slip and fall accidents are worth it: when you do and do not need one, how contingency fees work, and how to choose.

36 min read
A tidy desk with medical records, itemized bills, and injury claim paperwork sorted into labeled folders in muted amber daylightExplainer

How to Document a Personal Injury Claim (7 Steps)

This explainer walks you through documenting a personal injury claim, from medical records to one organized file, so a thin file never shrinks your case.

30 min read
A set of brass balance scales resting on a wooden desk in muted amber daylight, representing the weighing of a legal decisionExplainer

How to Find a Personal Injury Lawyer (7 Steps)

This walkthrough shows how to find a personal injury lawyer step by step, from where to look to the contingency fee and red flags, so you hire with confidence.

30 min read

Frequently asked questions

What people ask before they trust a number.

How accurate is the estimator?

It produces a data-informed range using the multiplier method adjusters start from. Every claim is fact-specific, so treat it as a starting point, not a promise.

Is my information kept private?

Yes. The estimator runs entirely in your browser. We never require an email address or send your inputs to anyone.

Do I need a lawyer to use TortWise?

No. TortWise is an educational resource you can use on your own. For serious injuries, a licensed attorney can often increase a settlement well beyond their fee.

How is TortWise different from a law firm?

We are not a law firm and we do not represent clients. We explain how claims are valued so you can make informed decisions.

Can I use it if a professional already helped?

Absolutely. Many people use TortWise to sanity-check an offer they have already received.

About TortWise

We decode how claims are valued

TortWise guides are written by our editorial team from published jury-verdict data, insurer claim manuals, and state statutes. They are general information, not legal advice, and never a substitute for a licensed attorney.

This is general information, not legal advice. TortWise is an independent educational resource, not a law firm, and using it does not create an attorney-client relationship. Every claim is fact-specific, so consult a licensed attorney in your state before making decisions about a claim.

More about our editorial approach →
  • How we researchGuides draw on published jury-verdict data, insurer claim manuals, and state statutes, and are written in plain English by our editorial team. This is general information, not legal advice; every claim is fact-specific, so consult a licensed attorney in your state.
  • How we make moneySome attorney-directory links are affiliate or referral links. It never changes our explanations of how claims work.
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