About
We decode how claims are valued
Injury victims negotiate against professionals who do this daily. We level the information gap.
How we research
Explainers are written in plain English by our editorial team from publicly available material: the valuation conventions insurers and attorneys openly describe, published consumer guidance from state insurance departments and courts, and the policy and claim documents readers hold themselves. We do not hold proprietary insurer files or a verdict database, and we say so rather than implying access we do not have. This is general information, not legal advice; every claim is fact-specific, so consult a licensed attorney in your state.
How we make money
At the time of writing this site carries no affiliate links and no advertising. No link earns a commission and no company pays for coverage. If that ever changes, the disclosure page will say so first and any paid link will be marked where it appears.
How our explainers are researched
Before an explainer goes live, it is built from publicly available material and checked for accuracy. We hold no proprietary insurer files and no verdict database. Every guide draws on three inputs.
Editorial standards
These are the rules every explainer on TortWise is held to.
Our editor reviews legal explainers against our published editorial standards. We are not attorneys and this is not legal advice.
Every range is illustrative and fact-specific. It is a starting point, never a promise of an outcome.
We show the same multiplier method adjusters start from, so you can follow the number, not just trust it.
This site carries no affiliate links and no advertising. No link earns a commission. It never changes how we explain the way claims work.
TortWise is published by Four Cents. Reach us at [email protected] and we will get back to you.